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When someone files an insurance claim, the company often requires an extensive investigation. The incident which led to the claim may be suspect, or it may be a simple case of gathering facts before a decision is rendered. In such cases, engineers of many types can play a vital role in determining what happened and whether a company is liable.
Mechanical Engineers conduct damage analysis
When an industrial accident occurs, engineers are sent to the site to perform an analysis. The exact nature of the analysis depends on the accident. For example, if an explosion occurred or a piece of equipment fails, a mechanical engineer can conduct an analysis of the damage and determine just how much it will cost to make repairs, determine if the cause was due to installation, operation, or maintenance. If there was an electrical failure, an electrical engineer will examine the wiring system to determine the cause of the failure. In cases where a structure collapsed, engineers can examine stress points and perform metallurgical or materials analysis to pinpoint the precise source of the trouble. Engineers can also help determine if an accident was truly that, or whether it was caused by something deliberate. We can also examine high technology factories to determine loss of product, or product reliability issues, caused by defective materials or equipment.
In addition, engineering consultants serve preemptive roles in many insurance cases. If a company is thinking of taking on a new client, an engineer can be sent out to inspect the building, work area or other pertinent locale. They check for possible hazards, examine the structure for signs of fatigue, evaluate metallurgical composition, identify potential hazards or assess overall risk. The resulting risk analysis gives insurance companies a reliable idea of how safe the area is, and what their policy should include. Further, engineers can determine if standard practices are in place, and whether or not compliance with industry or professional standards is evident.
At Glew Engineering, we bring an entire team of trained engineers to the table when taking on causation. Our experts can address issues of mechanical engineering, electrical engineering, materials engineering, and semiconductor, PV, device or related engineering with the utmost confidence. We possess top-end computer aided design programs and analysis technology to aid in our work, and our team is experienced in witness testimonials and similar legal proceedings. Contact us today to put the Glew consulting team to work for you.